If Intuit Quicken and Microsoft Money Plus are out of the question - and Nicholas’s requirement according to his email is free - then there aren’t many solutions available.

For Nicholas’s purposes, these services fall short.

These websites rely on downloading information from banks, and banks don’t know when you write a check unless you have sophisticated business services. Nicholas is right about Mint, Yodlee Mone圜enter, and other online services. I’d appreciate any recommendations you might have. Right now I’m using Excel, but Excel really isn’t meant to be this kind of tool. I just need to be able to keep track of everything. I don’t need something to actually connect to my bank account, although it would be convenient to be able to import transactions. Banking Deal: Earn 1.40% APY on an FDIC-insured money market account at CIT Bank. I already use, but it isn’t much good if I plan on writing a check, or if I want to create a recurring transaction. I’m trying to find some kind of free accounting software for balancing my checkbook, and that sort of thing.

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